Counterfeit Cashier's Check & Money Transfer Scams

• you receive an odd email (actual examples sent to sellers below) offering to buy your item site unseen.
• cashier's check is offered for your sale item, as a deposit for an apartment, or just about anything else.
• value of cashier's check often far exceeds your item - buyer asks you to wire the balance via money transfer service
• banks will often cash these fake checks AND THEN HOLD YOU RESPONSIBLE WHEN THE CHECK FAILS TO CLEAR
• scam often involves a 3rd party (shipping agent, business associate owing buyer money, etc)

• seller often claims that an MTCN or confirmation code is needed before he can withdraw your money - this is FALSE, once you've wired money, it is GONE.
• common items currently: laptops, plasma TVs, cell phones, tickets - but could be almost anything
• common countries currently include: Nigeria, Romania, Ukraine, Spain, UK, Italy, Netherlands - but could be anywhere
• deal often seems too good to be true

• this is ALWAYS a scam, in our experience - the cashier's check is FAKE
• sometimes accompanies an offer of merchandise, sometimes not
• scammer often asks for your name, address, etc for printing on the fake check
• deal often seems too good to be true

• most online escrow sites are FRAUDULENT, operated by scammers
• for more info, do a google search on "fake escrow" or "escrow fraud"
• if you must do business with a distant seller, insist on a legitimate service, such as www.escrow.com

• he says he trusts you with the partial payment
• he may say he has already shipped the goods
• deal often sounds too good to be true

for local police help, call the non-emergency police number in your local phone book.

for governmental assistance, you can contact the Internet Fraud Complaint Center, or call the FTC toll-free at 1-877-FTC-HELP (1-877-382-4357) or use the complaint form at www.ftc.gov, or call the Canadian PhoneBusters hotline toll-free at 1-888-495-8501.

if you have evidence of other scam types occuring on this site, please email them to abuse@imperialclub.com.

actual examples of scam emails sent to sellers:

Hello ,
Thanks for your mail back concerning the inquiry mail i sent to you.The price,condition also
the pics i viewed is okay by me .And my client confirm there is no problem about the
price($975 ) ,my client do pays with a {USA}cashier check,he has agreed to mail out as bank
cashiers check of $3500 . to you on my behalf to cover the shippment fees.About the shippment
,that we be taken care by my me & my personal assistant,my personal assistant will be using
his shipper to do the quick processing of the shipping of the(1987 Toyota Celica) to my
client.
So all you are to do after you will received the check in your mail,Just take out your sale
amount and refer the remaining money to my shipper immediately through the westernunion or the
money gramm outlet so to get the money fast and start the fast arrangement for the pickup of
the(1987 Toyota Celica).Since you are the original owner of this item,and i am buying
the item directly from you i will like you to write your full name to be on the check,with
the mailing address which my client will be using to issued out the check to you.I do wish to
trust you by refering the rest balance back to my shipper and also your fast doing to this
transaction.
I will like to hear fromyou if this is okay by you and you are ready to process ,if you aready
to sale your item and promise refering the rest balance to my shipper immediately you received
the check so can start the quick arrangement for the pickup.
Any body that want to buy this item this item just tell therm that it as been sold.
I will like to copmplete this transaction befor the new year.
I be at my computer waiting to see your epky to my payment method mailed.
THANKS AND MAIL ME BACK WITH YOUR DETAIL AS SOON
AS POSSIBLE.

##########

>   Thanks for getting back to me,i will be
>purchasing the motorbike Like i said earlier i am based in the
>netherlands(holland).there won't be any probs about the shipment,after
>payment ,the pick up will be made at your place. i have made arrangements
>with the prepaid shipping company. As regards payment,this is what i am
>going to do;I have a client in ENGLAND who is owing me 5800POUNDS i would
>instruct him to make out a money order/certifiedcheck to you in that
>amount and as soon as it clears your bank. you can now deduct your money
>from it and send me my balance,i will using use part of the money to pay
>for the shipping and other expenses .you will then send my balance by via
>western union money transfer.Although the value of the check is more than
>the asking price but i think i should be able to trust you with my
>balance. The reason why i am doing this is that it would take a check
>sent from over here in HOLLAND 21days to clearover there,whereas a check
>sent from the US would clear tops within 48hrs. So i would like you to
>deduct the western union charges from my balance.So if my terms are
>acceptableto you,i would like you to give me your fullname,address and
>phone number so that i can instruct my client to make out the check to
>you.  Pls get back to me as soon as you get this mail so that we can
>round things up in a timely fashion..i willbe trusting in this business
>transaction.

###########

> Thanks for your mail .i am ok with you and Thanks for the quick response,so am okay with the price
and their no need of taken a look of the pix again. becuase am far away from US so dont worry about
the shipment i have a shipping agent that carter for my pick ups anywhere in the world.I will
instruct my client to send you a cashier's check of US $4,000 so what you have to do immediately the
check gets to you just deduct the funds for the 1986 Honda VT700C Shadow  and send the excess amount
to my shipping agent so that they can be able to pick up the 1986 Honda VT700C Shadow  from you
destination.I want you to forward me with your full name,address and cell phone number. Expecting
your response back

###########

> Good day
> i am an auto dealer based in TAIWAN,i am interested in buying your
> ( 1989 Jetta GL 4 door  )I will like to know if you would accept
> acertified cashier check for the payment of the,i also need to
> know the price and your full name and address including your
> phone is also needed in which payment will be sent to . i have a
> shipping company who takes cares of my shippment .So don't bother
> about the shippment.I will also like to know if is still in good
> condition and
> shape.urgent response is needed for procedure of payment of the (
> 1989 Jetta GL 4 door )
> REGARD

#############

Thanks for your response, the price is okay by me i will need some pictures.I will make
arrangement for theshipment myself.Now,i will contact a client of mine in the state who will
be issuing the check in us fund but to let you know the check has $3,500on it and i will like
you to send back the balance to me via western union money transfer so i can make some deposit
with my shipping agency to come and pick the Kawasaki CSR250 in your place.If you 're ok with
this,i will like you to send me, The Exact name you want on the check,Your address where the
check should be sent to and your contact phone #.Looking forward to hear from you.Thanks and
God bless.

###########

> Thanks for your mail,Since the cost of your bike is $800 i just contacted
my client about the cost of your bike and it present condition and he said
there is no problem about that.So my client said he will be issuing you a
Certified Check of $4000 while you wire 3000 to me through Western Union
Money Trasfer and you deduct the cost of your bike $800 and keep the
remaining $200 which my client said you should take for the terms of
Transaction and Agreement between you and my client.So i will like you to
send me your full contact information to where my client will be sending you
> the Certified Check like this:
> name.........
> full address.............
> city...............
> state.............
> country..........
> zipcode............
> cell/office/home phone number.......................
> I will look forward to the requested information as soon as  possible so
that the check can be sent out to you immediately  And do get back to me
with the Pics of the bike so tha! t my client will  be Able to see What he
is paying off.Get back to me immediately. Looking torwards your
> respond,
> Best Regards.

###########

Good day
i am an auto dealer based in TAIWAN,i am interested in buying your
( Comic book collection - 500 comics  )I will like to know if you
would accept acertified cashier check for the payment of the,i also
need to knowthe price and your full name and address including your phone
is alsoneeded in which payment will be sent to . i have a shipping
company who takes cares of my shippment .So don't bother about the
shippment.I will also like to know if is still in good condition
and shape.urgent response is needed for procedure of payment of the (
Comic book collection - 500 comics )
REGARD